What’s the going rate for Pennsylvania auto insurance these days?

[maria151]

I’ve been trying to get a sense of typical pennsylvania auto insurance rates lately. From what I see, averages hover between $1000–$1600 per year for full coverage, but there’s a lot of movement depending on zip code, age, driving history, and even your credit rating. Philly-area drivers often report premiums near the higher end, while western PA tends to come in more moderate.
I came across a detailed breakdown that spells out average premiums by county and coverage type—it’s practical info that helps you evaluate whether your quote is reasonable: Pennsylvania auto insurance rates.
From what people mention in forums:

• Clean records with no recent tickets typically land you in the lower range.
  
• Reviewing your coverage—maybe dropping unnecessary add-ons—can shave a few hundred off annually.
  
• Bundling with your home or renters policy seems to be one of the easier ways to bring down premiums.
  

Hope this helps anyone shopping around for a better deal.

Looking to balance cost and coverage? Here’s a helpful source on budget-friendly auto plans around Pittsburgh: smart‑value coverage options in the Pittsburgh area